Home insurance optional extras

Churchill buildings insurance and contents insurance protects your home and it’s contents for loss or damage caused by the main disasters and threats like fire, flood, vandalism and burglary.

Accidental Damage cover is not included in our policy as standard. If you want protection against accidents - like drilling through a water pipe, spilling wine on the carpet, or toppling your TV over - you'd need to add Accidental Damage cover.

Items you take outside your home aren't covered by contents insurance. That's for things you keep indoors, like your TV, sofa, DVD player or home computer.

If you want to insure everyday things you take outside - like mobile phones, watches, jewellery or laptops - you'd need to add Personal Possessions cover.

Disputes can occur anywhere in everyday life; with tradesmen working at your home or even as a result of a bad holiday experience.

Simply add this cover when you buy online to benefit from cover for legal costs of up to £50,000 for you and your family who live with you.

What would you do if your central heating failed, you had no electrical power or your front door lock broke? Home Emergency cover can pay the cost of providing emergency assistance, including call-out, labour and parts up to a total of £500.